Why You Need a Will — Even Without a Lawyer
Learning how to write a simple will without a lawyer is one of the most practical things you can do for your loved ones. A legally valid will ensures your property and wishes are followed after you’re gone — without one, state laws take over, and your family could face confusion or conflict.
Even if your finances are basic, your will protects the people you care about. This guide walks you through how to do it yourself, step by step.
What to Prepare Before You Start
Before you write anything down, get organized:
- List all major assets (home, accounts, valuables)
- Name your beneficiaries (people who’ll inherit)
- Choose an executor (who carries out the will)
- Decide on a guardian if you have minor children
💡 You may also want to use a simple document template. Here’s a reliable one from NOLO to get started.
Step-by-Step: How to Write a Simple Will Without a Lawyer
1. Title It Clearly
Start with:
Last Will and Testament of [Your Full Name]
This makes the document’s purpose obvious.
2. Identify Yourself
Write a statement like:
“I, Jane Smith, residing in Chicago, IL, being of sound mind and body, declare this to be my Last Will and Testament.”
3. Revoke Any Previous Wills
If this is your only will, include:
“I revoke all previous wills and codicils.”
4. Appoint Your Executor
Choose someone you trust to manage everything:
“I name Thomas Clark as executor of my estate. If he cannot serve, I name Linda Clark as alternate.”
5. List Your Beneficiaries
Be specific:
“I give my 2018 Honda Civic to my sister, Maria Lopez.”
“I leave all remaining property and bank accounts to my son, David Smith.”
You can also use percentages:
“50% to my daughter Rachel, 50% to my son Marcus.”
6. Appoint a Guardian (if you have children)
“If my spouse does not survive me, I appoint Michael Lee as guardian of my minor children.”
7. Sign and Date the Will
Sign and date the document at the bottom. Include a statement that this is your signature and that you are of sound mind.
8. Get Two Witnesses
Most states require two adult witnesses who are not beneficiaries. They must:
- Watch you sign the will
- Sign their names and addresses
- Write the date of signing
9. Consider a Self-Proving Affidavit
This optional notarized statement (signed by you and witnesses) can make the probate process faster. Some states require it — check your state laws.
Where to Store the Will
Once signed, keep your will in a secure but accessible place:
- A home safe or locked drawer
- With your executor or a trusted relative
- A digital vault (password-protected with instructions)
Avoid sealed safe deposit boxes unless your executor has authorized access.
When to Update Your Will
Review and update your will if any of the following happen:
- Marriage, divorce, or death of a partner
- Birth or adoption of a child
- Moving to a new state
- Major financial changes
You May Wanna Check Out:
Common Questions About Simple Wills
Do I need a lawyer to write a will?
No. If your estate is straightforward, you can learn how to write a simple will without a lawyer using reliable templates and guides.
Is a handwritten will valid?
It depends on your state. Some states allow handwritten (holographic) wills, but they’re easier to challenge in court.
Can I change my will later?
Yes. You can create a new will or add a codicil (amendment). Just make sure the updated version clearly revokes prior versions.
Final Thoughts
Knowing how to write a simple will without a lawyer gives you control, saves money, and gives your family peace of mind. While legal help is useful for complex situations, most people can create a valid will on their own.
Double-check that your document meets your state’s requirements, use clear language, and keep it safe. Taking 30 minutes now can save your family months of stress later.
